About us

Why Refinance Pro

We don’t think it’s fair that Aussies pay so much interest on their mortgages. Compare us to the Big 4 Banks, and you’ll see that with Refinance Pro, you could save thousands on interest and payments.

Let’s talk about more reasons why you should get a home loan through Refinance Pro.

You can depend on us to get a good services

Our Values Mission Company Goal

Top Class Service

If you decide to apply with Reduce, you'll get to meet with a dedicated Personal Finance Manager who will take the time to learn about you and your financial situation.

Instead of being transferred from one representative at a call centre to another, you'll have one point of contact: your Personal Finance Manager. No need to stress about setting up in-person meetings because we can adapt to your schedule. You need only reach for your phone to make contact.

Save You Thousands of Dollars

By choosing Refinance Pro, you're helping us realise our dream, which is to change and impair the Australian home loan market. Not only do we have low prices, but we also have excellent customer service, and our team will work to meet your needs.

How can our prices be so low, you might ask? Refinance Pro works online, so we don't have any stores to run and keep up. The money we save is passed on to you.

Industry Specialists

Our team's expertise in the mortgage industry is unrivalled, and our home loan products have won a number of industry awards.

Refinance Pro can provide you with all the assistance you require. If you need help deciding between different home loan alternatives, any of our Personal Financial Managers can give you the guidance you need because they are all certified professionals.

No matter where you stand on the property investing spectrum, you can trust that the experts at Reduce will help you locate the loan that best suits your needs.

Refinancing Process

How do refinancing work?

Have you ever wondered what happens when you refinance? We’re here to show you the way.

Read on to find out what happens from your first thought, right through to settlement.

Start

2. You're considering your choices

Throughout Australia, you can choose from more than a hundred different lenders. If you live in any of the fifty states, you may rest assured that you can acquire a low-interest loan with Refinance Pro.

3. You've decided what you want to do and are ready to apply.

This is the most important part of the home financing process. If you're not sure which of our home loan products is best for you, you can always contact us and speak with one of our accredited Personal Finance Managers.

5. Conditional Approval

When a lender grants you a Conditional Approval on a loan, they are giving you an estimate of how much they will lend you based on their assessment of your financial situation. Your application documents have shown the lender that you have the financial ability to repay the loan amount you requested.

8. Settlement

Finally! Buyer, seller, realtor, and lender sign purchase or property transfer agreements during Settlement. The loan, keys, and property are yours. Refinancers can relax and enjoy their lower rate! Amazing savings!

1. You're considering applying for a mortgage

We recognise that anyone, at any time in their lives, may be interested in securing a home loan or exploring options for improving an existing mortgage. Everything begins with an idea. Refinance Pro has the information and personalised guidance you need, no matter where you are in the process.

4. Application forms returned

Refinance pro makes applying online simple. Your personal online portal lets you email, receive, and share documents. After receiving all papers, your Personal Finance Manager submits it to Credit Approval Officers for Conditional Approval. Your Personal Finance Manager will notify you quickly if Credit needs more information.

6. Home Appraisal

After Conditional Approval, someone from the valuation firm will get in touch with you. When you refinance your home with them, they'll provide you an estimate of the home's value.

7. You're officially approved!

The funder has given their official approval to your application. This signifies that the lender has authorised the acquisition of your property for refinancing.